Black Friday Online Sales Already Up 13 Percent; 15 Percent Purchases Made From Mobile Phones

After an impressive day for online sales on Thanksgiving, Black Friday online shopping appears to be strong as well. According to IBM's Benchmark service, an ongoing measurement that covers some 500 of the largest online retailers in the U.S., early results today indicate a strong Black Friday with 2012 online sales up 13.1 percent for this same time period over Black Friday 2011.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/EIbXeD5CToU/

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Will.i.am promises to turn your iPhone into a 14-megapixel 'genius-phone'

Not content with his deliberately undefined role at Intel, the main pulse behind the Black Eyed Peas is preparing for yet another incursion into the world of technology -- this time by launching a dedicated camera accessory for the iPhone 4 and iPhone 5 (and presumably the 4S, too). Will.i.am claims the device has "its own sensor and a better flash" and will "turn your smartphone into a genius-phone" by replacing the native 5- or 8-megapixel camera module with one that churns out 14-megapixel images instead. The Telegraph reports that the add-on will be the first of a series of "i.am+" branded accessories that will launch on November 28th. No pricing has been revealed so far, but the range will be sold solely by Selfridges in London and -- much like Harrods with its own glam gadget exclusives -- that store isn't particularly known for bargains.

[Photo credit: Getty Images]

Filed under: Cellphones, Cameras

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Source: The Telegraph

Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/gDk1LuJaaPQ/

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Put Together a Pet First Aid Kit

If your dog or cat has a medical emergency most of the items you'd need can be found in your normal first aid kit, but it's a good idea to prepare a specific kit for your dog or cat so that in an emergency you'll have everything at hand.

The weblog for the American Pet Center in NYC outlines a comprehensive dog first aid kit you can put together over time which includes a muzzle, nail trimmers, tweezers, a rectal thermometer, saline solution, an inflatable protective collar, bandages, hydrogen peroxide, and a few other items. Cat first aid kits are similar; the only real difference is in the muzzle and protective collar.

In any event include basic information in your kit such as your veterinarian's phone number and address and the same contact info for nearby emergency pet clinics as well as the number for Animal Poison Control. A pet-specific first aid manual might also be a good idea. You can also look up pet health situations at PetMD

Making a Pet First Aid Kit | Animal Medical Center

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/ykQ8et4Vmoo/put-together-a-pet-first-aid-kit

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Movie Review: David Russell Proves His Flair for the Well-Meaning ...

Location

Wide Release

Dates

Opens Nov 21

Bradley Cooper seems to have found a suitable and invigorating role in David O. Russell?s newest venture, Silver Linings Playbook. It?s thankfully not the typical romantic comedy, with a lovingly quirky damsel who flips the normalcy of the down-on-his-luck, charming good guy. In this adaptation of Matthew Quick?s 2008 novel,?Russell ignites passion and depth, in a movie that?s filled with comedic off-centered jibes, charming characters, and a beautifully paced storyline.

Pat Solitano, played by Cooper, is fresh out of the mental hospital with no home, no wife, and no life to return to. Eight months prior he came home to find his wife in the shower with another man, who he nearly beat to death, thus landing him in the mental institution. Pat charges out of the hospital determined to take his life back, and with an idea on how to do it. With excellent camera work and editing, the jagged nature of Pat?s head is handed over to the audience, jarring each movement of his maddened, yet upbeat approach to becoming the successful and loving husband to which his wife might return. He moves in with his parents, who want nothing more than for Pat to share their love of the Philadelphia Eagles and spend time with them. We soon find out Pat?s not the only hothead in the family. His father (Robert De Niro) is no longer allowed at the Philadelphia football stadium for fighting during games. De Niro is more effortless and engaging than he has been in years, and it?s the chemistry of these characters and their bizarre interactions that give this film so much to love.

During Pat?s journey to regain the trust of his wife, he meets the comparably unstable Tiffany, played by Jennifer Lawrence. While Pat considers himself in the best shape of his life, focused and ready to regain his momentum, Tiffany just wants a friend. She is alone and ostracized after her husband?s death, which drove her to be overly promiscuous for some time and earn her an undignified reputation from the town. Pat?s unfiltered commentary towards her regarding her husband?s death is alarming and yet strangely hilarious, and they coincidentally and unknowingly battle each other?s emotional denial with the honesty they?ve adapted from their collective tragedies. Yet Pat remains unwilling to become close with another woman due to his insistence on returning to his wife, much to the guarded distaste of Tiffany. Tiffany, meanwhile, is easy on her own flaws while continually haggling Pat about his own. This dichotomy drives the story, stirring up a sense hope for these downtrodden souls and all their misshapen mania.

Will Pat accept that he does require consistent help with his mental volatility? Will he accept that his marriage is over, but there is, as Tiffany tries to show him, a future? It takes a hodgepodge of ingredients ? familial imbalance and love, unexpected friendships, farcical mischief ? all nicely balanced by Russell, to bring Pat to his senses. The movie ends with an exhilarating dance competition that revives its pace and leaves the story on a high note.

Source: http://frontrow.dmagazine.com/2012/11/movie-review-david-russell-proves-his-flair-for-the-well-meaning-and-enjoyable-rom-com/

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Permanent TSB makes ?64m loss on disposal of loan portfolios ...

November 22, 2012 by namawinelake

The regular audience on here will be aware of the prediction that Permanent TSB, the 99.5% state-owned bank, will run out of cash by April 2013 when it needs redeem significant bonds UNLESS the bank can dispose of assets beforehand or it gets an additional bailout. Yesterday, PTSB issued a statement to the stock exchange confirming that it has sold ?351m of loans (net of provisions and write-offs at February 2012) for a total of ?287m. This means that PTSB will need book a further loss in its books of ?64m, and may arouse suspicion that the price is a fire sale price forced on PTSB by its imminent obligations to redeem significant bonds in January and April 2013.

The buyers of the loans are identified in the PTSB release?as a SPV called ?Consumer Auto Receivables Finance Limited? and a ?global bank?. It is understood that Deutsche Bank is behind both, and industry insiders have raised eyebrows at the involvement of Deutsche Bank is these loans, the majority of which are understood to be car finance loans, because car finance is not an area in which Deutsche Bank specializes.

In addition, there has been a management buy-out of a PTSB unit, Permanent TSB Finance Limited. The management set up a new company called ?First Citizen Finance Limited? and all staff in the PTSB unit are expected to transfer to the new company. The new company is contracted by the buyer of the loans to service the loans. ?Management buy-out? ?might be a grandiose term for this transaction as PTSB has said the sale was for ?a nominal consideration?.The unit which was bought out by management made a ?16m loss in 2011, according to the statement, but it is unclear if that includes loan impairments and the operating profit of the businesses was not disclosed.

So, did a bank into which we have to date shoveled ?4bn and which we own 99.5% execute a financially stupid transaction? Was the sale price for the loans of ?287m a ?fire sale price? forced on the company by the need to repay bonds in January and April 2013. And was selling a unit to management for ?a nominal sum? a good deal for PTSB? Davy Corporate Finance again advised PTSB and how much did they get paid on the transaction? How were the portfolios marketed so as to maximize value? Can we expect Deutsche Bank, which doesn?t specialize in car finance, to flip the assets and make a quick windfall profit?

Given that Minister Noonan keeps on telling us the details of these transactions in banks which we practically own are commercially sensitive, who knows, who can tell.

Posted in Banks, Irish economy, Politics | 5 Comments

Source: http://namawinelake.wordpress.com/2012/11/22/permanent-tsb-makes-e64m-loss-on-disposal-of-loan-portfolios/

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New Auto Bank loan Providing for Qualified Debtors with ... - New Tips

New Auto Loan Offering for Qualified Borrowers with Bad Credit Provides No-Hassle Finance for Car Funding
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According to the web page, loans for adverse credit persons have grown to be additional essential than previously in an overall economy the place far more hardworking people discover on their own which has a flawed fiscal background that isn?t going to correctly reflect their power to repay, or their real trustworthiness.

Source: http://www.newtipss.com/loans/new-auto-bank-loan-providing-for-qualified-debtors-with-weak-credit-provides-no-hassle-finance-for-auto-funding/

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Five MPS high school seniors receive $1,000 scholarships - WITI

Posted on: 5:39 pm, November 21, 2012, by Katie DeLong, updated on: 09:11pm, November 21, 2012

MILWAUKEE ? Milwaukee Public Schools Superintendent Dr. Gregory Thornton and Milwaukee Mayor Tom Barrett presented five MPS high school seniors with $1,000 college scholarships Wednesday, November 21st at the Fresh Coast Classic College Fair.

Scholarship recipients include:?

Brittany Austin, (Riverside High School): ?I will prove to everyone that I will not be another statistic.?

Maria Huck, (Rufus King): ?My dad died my freshman year, and since then, I?ve expanded the definition of ?family.???

Aaliyah Rodgers, (Rufus King): ?High school seniors are walking a tight rope. They have to set aside time for each aspect of their life or the rope will crumble from beneath their feet leaving them to fall flat on their face.??

Miguel Lomeil, (Milwaukee Hamilton): ?The time I spent in Mexico opened my eyes to how cruel the world can be. I was used to life in the United States and the things we take for granted such as water, food, clothing, shelter and education.?

Ivonne Rosado, (South Division): ?One way I want to help my community is by combating racism. Immigrants are often not considered human beings, more like aliens or monsters. Isn?t our society the true monsters when they discriminate??

The Fresh Coast Classic began through the Running Rebels Community Organization as a way to get youth more interested in attending college and gain exposure to HBCU?s (Historically Black Colleges and Universities).

The first classic took place in 2007 with more than 4,000 attendees for all of the events.

Currently in its sixth year, the Fresh Coast Classic kicks off with a college fair November 21st, followed by a basketball tournament.

Source: http://fox6now.com/2012/11/21/five-mps-high-school-seniors-receive-1000-scholarships/

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